Humans are frail and weak, in a biological sense. We could easily get hurt. Our bodies will deteriorate and then, die eventually. It would have be ok if death comes naturally like in the form of old age - when you’re 105 and God has graciously given you the life you want before he takes you away from your loved ones. But what if that does not happen? What if walking 5 minutes from your home, you step on a banana peel, get unsteady, fall down and hit your head on the cement gutter? What if that happens? What will become of you? Worse, what will become of your kids?

You need insurance. I need insurance. I have thought about this and accidents are unpredictable. You’ll never know when it will come and how it will come. It is very important to be ready always so for whatever happens, your kids and your family are cared for. I purchased a term life insurance for me and for my husband. Term means that for 12 months beginning the date of my insurance contract, we are insured.

A particular company offers term life insurance no medical at all which is a great offer by the way since you don’t have to take tests just so to qualify.

It is cheap and very affordable but can be very valuable when the need arise. Like me, get one and you’ll never be sorry.